Have you identified the warning signs or taken our quiz? If you recognize that you may need some help in managing your money and debts, what’s next?

As the non-profit debt solutions service, we provide you with free, unbiased and completely confidential counselling. It’s not just about the numbers. During the first appointment, your counsellor will ask you questions and consider the following information in their assessment of your situation:

• income
• expenses
• debts
• assets
• personal and family needs
• ongoing challenges and the reasons behind your financial difficulty

We know it can be difficult to discuss financial matters and ask for debt assistance. Your counsellor always has your best interests in mind. Feel free to ask all of your questions. At the end of the appointment they will provide you with an overview of your situation and your options. There are alternatives to bankruptcy. Take the information home and consider it carefully. Once you have reviewed your options, you can set up the next appointment with your counsellor. It’s that easy!

If you are ready to take the next step towards becoming debt free, contact us today.